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Planning Before Product
Nothing is recommended in a first meeting. We map income, commitments, existing cover and time horizon first, and put the read in writing. Only then do instruments enter the conversation.
Raipur · Bilaspur · Chhattisgarh
MGRWealthPro
Wealth management, insurance and loans under one roof. We help families, business owners and NRIs invest with a plan, protect what they have already built, and borrow on terms that make sense — with 45 years of combined experience behind every recommendation.
AMFI-Registered Mutual Fund Distributor
IRDAI-Licensed Insurance Distribution
Raipur & Bilaspur, Chhattisgarh
45+ Years Combined Experience
Families, Business Owners & NRIs
01 — The Firm in Numbers
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Years Combined Experience
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Institutional Partners
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Disciplines Under One Roof
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Offices in Chhattisgarh
02 — The Firm
Advice That Survives
The Next Decade
MGR WealthPro is an independent wealth management, insurance and loan advisory practice in Raipur and Bilaspur. We are deliberately generalist: most families do not have an investing problem or an insurance problem or a borrowing problem in isolation — they have one balance sheet, and the pieces have to fit. Our work is to make them fit, then keep them fitting as life changes.
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One Desk for Everything
Investments, insurance, loans and the paperwork behind them run through the same two people. No handoffs between departments, and one number to call when a claim or a sanction needs chasing.
03 — What We Do
Four Mandates,
Eighteen Disciplines
Everything below is executed through regulated asset managers, insurers and lenders of national standing — never through an in-house product.
Wealth
Wealth Solutions
Mutual funds and SIPs, PMS, AIF, unlisted and pre-IPO shares, bonds and fixed income, and goal-based financial planning.
- Mutual funds & systematic plans
- PMS from ₹50 lakh
- AIF & unlisted equity
- Bonds, NCDs & annuities
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Protection
Protection Solutions
Life, health, general and corporate insurance sized to your actual liabilities — with claim assistance included, not sold separately.
- Term & guaranteed-return life cover
- Family floater & high-sum health
- Motor, travel, marine & property
- Group health & group life
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Credit
Credit Solutions
Home, property, business, project and vehicle finance arranged across twenty-plus banks and NBFCs, with the rate negotiated for you.
- Home loans & balance transfer
- Loan against property
- Business & working capital
- Project & equipment finance
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NRI Desk
NRI Desk
NRE, NRO and PIS structuring, GIFT City routes, repatriation and Indian tax compliance for non-resident families.
- NRE / NRO / PIS setup
- GIFT City & offshore routes
- FATCA & KYC handling
- Repatriation planning
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04 — How We Work
Four Steps,
In That Order
The sequence matters more than the products. Reversing it is how most portfolios end up as a drawer of unrelated policies and folios.
Listen
We start with your position, not a product — income, commitments, existing investments, cover already in place and what you actually want the money to do.
Diagnose
You receive a written read on the portfolio: what is working, what is duplicated, what is uninsured and what a realistic return assumption looks like for your horizon.
Construct
Asset allocation first, then instrument selection across funds, PMS, AIF, fixed income, insurance and credit — chosen for the plan, not for the commission.
Review
Scheduled reviews, rebalancing when allocation drifts, and one point of contact for servicing, claims and paperwork for as long as you are a client.
05 — Principals
The Founders
Ravinder Pal
Singh Ubeja
Co-Founder | Wealth Advisor
Ravinder Pal Singh Ubeja brings over 25 years of corporate experience across financial services and business leadership.
As Co-Founder of MGR WealthPro he specialises in wealth management, mutual funds, PMS, AIF, insurance and loan advisory — delivering client-centric solutions through strong analytical discipline, structured financial planning and a long-term advisory approach.
Taruna Kaur
Ubeja
Co-Founder | Wealth Advisor
Taruna Kaur Ubeja brings over 20 years of experience in wealth management, investment advisory and financial education.
An MBA in Finance and IT and a B.Ed, she combines deep financial expertise with an educator's ability to simplify complex investment decisions — helping families build long-term, goal-oriented wealth.
06 — The Offices
Two Rooms in
Chhattisgarh
Raipur and Bilaspur, both built for a private conversation — from a first meeting through to a full family review. Clients outside the state meet us over video.
07 — In Their Words
What Clients
Actually Say
Unedited, and signed. Two video testimonials from NRI clients in Kuwait and Dubai sit on the reviews page.
Ravindra Ubeja Ji is a gem of a person. His humility and simplicity are matched only by his intelligence and creativity. He explains complex things in a way that’s easy to grasp, making him an amazing guide. His suggestions on managing investments are always spot on.
His approach towards wealth planning is extremely smart, strategic and well-structured. He carefully understands goals and designs practical, long-term strategies that truly work.
In today’s world, trusting someone with your money is not easy. But after interacting with Ravinder Ubeja, I can confidently say he genuinely works in the client’s best interest. His guidance in mutual fund investments is honest, transparent and focused on long-term growth.
I have had the privilege of knowing Mr Ravinder Ubeja as an exceptional professional in the field of mutual funds. His deep knowledge of the financial markets, coupled with a clear and strategic approach, truly sets him apart as a trusted advisor. What distinguishes Mr Ubeja is not just his business acumen, but also his genuine commitment to helping clients make informed and confident investment decisions. I highly recommend him to anyone who is serious about long-term wealth creation.
It is hard to find someone in the financial sector as trustworthy and client-focused as Ravinder. His advisory approach is never about just making a sale; it is entirely about creating and protecting your wealth. Ravinder adds real, tangible value to your financial journey by guiding you with the right suggestions and backing them up with the right investment products. He is a true wealth creator who always puts his clients’ financial well-being first.
08 — Common Questions
Answers Before
You Call
The questions we are asked most, answered plainly — including how we are paid and who actually holds your money.
What does MGR WealthPro do?
MGR WealthPro is a wealth management, insurance and loan advisory firm based in Raipur and Bilaspur, Chhattisgarh. We help families, business owners and non-resident Indians invest through mutual funds, PMS, AIF, unlisted shares and fixed income; protect income and health through life, health, general and corporate insurance; and arrange home, business, property and project loans through partner banks and NBFCs. The firm was co-founded by Ravinder Pal Singh Ubeja and Taruna Kaur Ubeja, who between them have more than 45 years of experience.
Where are your offices and can I meet you in person?
Yes. We have two offices in Chhattisgarh: 505/506 Karsen Chamber, New Timber Market, Devendra Nagar, Raipur; and near CIMS Hospital, Gondpara, Bilaspur. Meetings are by appointment, typically Monday to Saturday. Clients outside Chhattisgarh and overseas clients are served entirely over video call and WhatsApp.
What does your advice cost?
The first consultation is free and carries no obligation. We do not charge you a fee for advice and we will never send you an invoice — we are compensated by the product provider or the lender if you decide to go ahead with something. If you would like the specifics on any particular recommendation, ask and we will tell you plainly.
Does MGR WealthPro hold my money?
No, and this matters. Your investments are held directly in your own name with the asset management company and its registrar (CAMS or KFintech), and insurance policies are issued in your name by the insurer. Money moves from your bank account to the AMC or insurer, never through us. You can view and redeem your holdings independently at any time.
What is the minimum amount I need to start?
A mutual fund SIP can start at ₹500 a month, so there is no meaningful minimum for getting started. Portfolio Management Services carry a SEBI-mandated minimum of ₹50 lakh, and most Alternative Investment Funds start at ₹1 crore. We will tell you plainly when a product's minimum makes it the wrong fit rather than the right one.
Can NRIs invest in Indian mutual funds through you?
Yes. We work with non-resident Indians across the Gulf, the United States, the United Kingdom and Southeast Asia. We help set up NRE, NRO and PIS accounts, complete FATCA and KYC requirements, choose between the domestic and GIFT City routes, and plan for repatriation and Indian tax. Investors resident in the United States and Canada face additional restrictions — only some AMCs accept them, and we will tell you which ones before you commit. See our NRI services page.
09 — Talk to Us
Book Your First
Consultation
Free, and with nothing to sign. Call, message on WhatsApp, or leave your details and a partner will come back to you within one working day.
Enquiry
Start with a conversation, not a product.
- A 30-minute review of where your money currently sits
- A written view of what is working and what is exposed
- Recommendations only after we understand your goals
- In person in Raipur or Bilaspur, or over a video call anywhere
Offices
Raipur Office
505/506, Karsen Chamber, New Timber Market, Devendra Nagar, Raipur, Chhattisgarh 492001
Get Directions →
Bilaspur Office
Near CIMS Hospital, Gondpara, Bilaspur, Chhattisgarh 495001
Get Directions →
- Direct Line
- +91 90396 27355
- Alternate
- +91 96192 29203
- Office Hours
- Mon–Sat, 10:00–19:00 IST
Follow the Practice
Ravinder publishes short explainers on investing, insurance and credit as Finance with Ravinder — in Hindi and English.